iCEO Business Listing – Terms and Conditions

Effective date: 12 October 2026 Website: https://iceo.com.ng Address: 8 Abba Sagoe Rd, Olowora, Lagos 105102, Lagos, Nigeria Contact: https://iceo.com.ng/contact/

Terms of Use and Platform Policies

Effective Date: October 19, 2026

Platform: iCEO Mobile Application and Website Services

Operator: iCEO (“Company,” “we,” “us,” or “our”)

1. General Terms of Use

1.1 Acceptance of Agreement

By downloading, accessing, or using the iCEO mobile application, website, or associated services (collectively, the “Platform”), you agree to be bound by these Terms of Use and all incorporated policies. If you do not agree to these terms, you must immediately cease using the Platform.

1.2 Platform Role & Nature of Service

Listing Directory Only: iCEO is strictly an online advertisement and business listing platform connecting business sellers, buyers, brokers, and service providers.
No Brokerage or Agency: iCEO is not a business broker, real estate agent, investment advisor, or transaction broker. We do not participate in negotiations, structure transactions, or represent either side of a deal.
No Payment Intermediary or Escrow: iCEO is not a payment intermediary, escrow agent, money transfer operator, or financial institution. iCEO does not hold funds in trust, guarantee transactions, or facilitate the underlying transfer of business assets or ownership.
No Transaction Guarantees: iCEO makes no representation or warranty regarding the legitimacy, solvency, profitability, or accuracy of any listed business or seller.

1.3 User Eligibility & Account Registration

Age & Authority: You must be at least 18 years old and possess the legal capacity to enter into binding agreements under applicable laws.
Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account.

2. Business Sales & Buyer/Seller Guidance

2.1 Seller Obligations & Proof of Authority

Proof of Authority to Sell: Sellers listing a business or commercial asset on iCEO warrant that they are the sole lawful owner or an authorized representative (e.g., licensed broker or legal attorney) with explicit written consent to offer the business for sale.
Ownership Checks: Sellers must provide accurate ownership credentials, Corporate Affairs Commission (CAC) registration details (where applicable), and up-to-date business documentation upon request by buyers or platform moderators.

2.2 Buyer Due Diligence & Disclaimers

Independent Investigation Required: Buyers are solely responsible for conducting comprehensive due diligence on any business listed on iCEO prior to transferring funds or signing sale contracts.
Verification Checklist: Buyers should independently verify financial statements, tax status, operational liabilities, asset titles, employee obligations, and legal claims.

Professional Legal & Accounting Review: iCEO strongly advises both buyers and sellers to retain independent, qualified legal practitioners and certified accountants or financial advisers before executing any business transfer, non-disclosure agreement (NDA), or asset purchase agreement.

3. Listing & Advertising Policy

3.1 Prohibited Listings & Conduct

Users are prohibited from listing or advertising:

Fraudulent, fictitious, or misleading business opportunities.
Illegal assets, unlicensed financial services, multi-level marketing (MLM) schemes, or pyramid setups.
Counterfeit products, unauthorized digital assets, or stolen property.
Listings violating third-party intellectual property or privacy rights.

3.2 Content Moderation & Right to Remove

Review Rights: iCEO reserves the right, but is not obligated, to review, edit, reject, or remove any listing that violates this Policy or is deemed harmful to the community.
Account Suspension: Accounts publishing deceptive or non-compliant content may be suspended or permanently terminated without prior notice.

4. Refund & Cancellation Policy

4.1 Paid Advertising & Featured Listings

Non-Refundable Services: Fees paid for premium listings, banner placements, boosted visibility, or advertisement subscriptions are strictly non-refundable once the advertisement or listing has been published or activated on the Platform.
Listing Performance: iCEO does not guarantee any specific number of leads, inquiries, offers, or completed sales resulting from paid advertising.

4.2 Subscription Cancellations

Users may cancel recurring promotion subscriptions at any time via their account settings. Cancellations take effect at the end of the current billing cycle, and no pro-rated refunds will be granted for unused days.

5. Marketplace & Dispute Policy

5.1 Platform Immunity & Limitation of Liability

User Interactions: Any contract, agreement, exchange of information, or transaction conducted between users is exclusively between those users. iCEO is not a party to any deal or dispute arising from a listing.
Discrepancies: iCEO accepts no responsibility for damages, financial loss, misrepresentation, or liabilities arising from transactions negotiated through or initiated on the Platform.

5.2 Dispute Resolution Between Users

In the event of a dispute between a buyer, seller, or broker, the involved parties must resolve the matter independently through direct negotiation, mediation, or legal channels outside of iCEO. iCEO is under no obligation to intervene, mediate, or enforce performance on any transaction agreement.

6. Privacy Policy

6.1 Data Collection & Usage

We collect personal information necessary to operate the Platform, including name, contact details, account credentials, device identifiers, and listing information.

6.2 Data Protection & Compliance

Nigerian Data Protection Act (NDPA): iCEO collects, processes, stores, and transfers user personal data in compliance with the provisions of the Nigeria Data Protection Act (NDPA) and applicable regulations overseen by the Nigeria Data Protection Commission (NDPC).
User Data Rights: Users possess the right to access, rectify, request erasure, or object to the processing of their personal data by contacting our Data Protection Officer at privacy@iceo.app.

6.3 Data Sharing

We do not sell personal data to third parties. Data is only shared with service providers (e.g., hosting and analytics partners) under strict confidentiality agreements, or when required by law enforcement or legal process.

7. Cookie Policy

7.1 Use of Cookies & Tracking Technologies

The Platform utilizes cookies, web beacons, and mobile SDKs to enhance user experience, save user preferences, analyze traffic trends, and deliver relevant advertisements.

7.2 Cookie Management

Users can manage or disable non-essential cookies through their browser settings or device privacy controls. Disabling certain cookies may limit access to specific features of the Platform.

8. Governing Law & Compliance Notice

8.1 Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.

8.2 Regulatory & Legal Advisory Notice

Legal Review: Users are advised that business sales, asset transfers, consumer transactions, advertising standards, and digital payments in Nigeria are subject to specific statutory requirements (including the Companies and Allied Matters Act, Consumer Protection Regulations, and NDPA guidelines).
Advisers: iCEO encourages all platform users to review their statutory legal obligations relevant to data protection, consumer transactions, payment regulations, digital advertising, and business transfers with qualified legal and regulatory advisers in their operating jurisdiction.

9. Contact Information

For inquiries regarding these Terms or Platform support:

Email: support@iceo.com.ng

In-App Support: Available via the iCEO mobile application profile section.

23. Contact Us

If you have questions about these Terms or need to report a problem or dispute, please contact us:

iCEO Business Listing 8 Abba Sagoe Rd, Olowora, Lagos 105102, Lagos, Nigeria Contact page: https://iceo.com.ng/contact/

Terms and Condition